FINANCING

FINANCING LENDERS WE WORK WITH

If you are considering financing your home please see a list below of approved lenders that have experience with manufactured home loans.

If you are thinking about working with another lender or any traditionnal bank please contact us regarding their approval process.

Loan Programs

Home and Land
You don't have land yet and want to bundle the purchase of the land and home into one closing.

Can include well, septic, and land clearing
You already own land or are gifted and want the land to be considered your down payment.

Zero down options available
Down payment can be Cash, land or combo
Home Only
If you don't want to include the land as collateral you can just finance the home.

1-21st Mortgage

21st Mortgage specializes in manufactured home loans and has been the National Lender of the Year for manufactured housing since 2011.

21st Mortgage offers a variety of loan programs.

Home and Land Loans.
Home Only Loans.
Loans in Land Lease or Co-Op Communities

2-Triad Financial
Based in Jacksonville, Florida, Triad offers mobile and manufactured home loans.

Home and Land
Home Only

3-CrossCountry Mortgage

CrossCountry Mortgage was named the Nation's #1 Retail Mortgage Lender for the second year in a row in 2025, averaging 435 funded loans per day and helping 88,000 borrowers.

Home and Land Loans
Home Only Loans

4-Cascade Financial

Since 1999, Cascade Financial specializes in manufactured home loans and has grown to be one of the most trusted lenders in the manufactured home lending industry. The have received the Regional Lender of the Year Award for manufactured housing 6 years in a row.

5-Clear Modern Mortgage
A subsidiary of American Pacific Mortgage, Clear Modern Mortgage offers manufactured home construction loans